We are Steve and Joanna Fay, co-founders and Directors of FAYTH Health. FAYTH Health is an appointed representative of WPA Healthcare Practice Plc, a trusted subsidiary of WPA committed to helping individuals, families, and businesses find the right health insurance tailored to their specific needs. 
We are Steve and Joanna Fay, co-founders and Directors of FAYTH Health. FAYTH Health is an appointed representative of WPA Healthcare Practice Plc, a trusted subsidiary of WPA committed to helping individuals, families, and businesses find the right health insurance tailored to their specific needs. 
FAYTH Health was inspired by our personal experience as WPA customers and the way we were able to look after our family when we needed it most. Most prominently, it has been inspired by Jo’s mum. 
 
Thanks to WPA, our family was able to take back control and expedite diagnosis and treatment on our terms. Doing this didn’t just help reduce the fear and anxiety that can come with the unknown, it helped us relieve pressure on the public system so there’s a better chance of the NHS still being around for future family generations when we really need it for acute medical accidents and emergencies. 
Steve Fay - Founder and Director  
Steve is committed to making high-quality healthcare accessible through FAYTH Health, inspired by the care his family received when they needed it most. Before founding FAYTH Health, Steve worked alongside Joanna, providing strategic and tactical support to businesses across the UK and Ireland. With over 25 years of experience helping businesses grow in various sectors, he brings a wealth of expertise to the table. Outside of work, Steve is passionate about martial arts, personal development, nature and spending quality time with family and friends. His dedication to family, health, and growth shapes both his professional and personal life. 
Joanna Fay - Founder and Director  
Jo is committed to providing the level of healthcare she wants for herself and her family. She is always striving to truly understand clients' needs to ensure they receive the best guidance and the right products and services. Her dedication to provide exceptional healthcare was inspired by her experience as a WPA customer and the quality of care her family received when they needed it most. In addition to running FAYTH Health, Jo also manages her own consultancy business, specialising in sustainable change and coaching for both groups and individuals. Jo enjoys spending time with family and friends, staying active, and indulging in the occasional spa day. 
Click on the button below to find out why early diagnosis matters — and how private health insurance helped my dad. 

Our Approach 

At FAYTH Health we believe that health insurance should be more than just a policy; it should be a promise—a promise to be there when you need it most. Our approach is built on three core principles: personalised care, expert guidance, and unwavering commitment. 

Personalised Care 

Your health journey is unique, and so are your needs. We take the time to understand your individual circumstances, whether you’re securing coverage for yourself, your family, or your business. With our help, you can be confident that you are investing in the right cover, for your specific situation, so that you and others can focus on enjoying the life and health that you have. 

Expert Guidance 

Understanding health insurance and navigating the small print can be overwhelming. At FAYTH Health, we are here to simplify the process for you, so you can be confident you are making the right investment. We guide you through every step, to make sure you understand your options. We take the time to break down the details, address your questions, and help you explore the choices available, empowering you to make confident, informed decisions. And if you become a customer, the support doesn’t stop there. Each year, we take the same approach to check your circumstances haven’t changed and you’re getting the best value for your investment based on what you want and need. 
 
With our industry expertise and strong WPA partnership, we connect you with the best possible solutions tailored to your needs. Confidentiality and professionalism are at the core of our service, guided by respect, empathy, and understanding. We are committed to building lasting relationships based on trust, integrity, and honesty. 

Unwavering Commitment 

We are committed to being more than just a service provider; we are your partner in health. This commitment is reflected in everything we do—from the quality of the plans we offer to the personalised support you receive. We understand the importance of timely care and freedom of choice, and we work tirelessly to ensure you have access to WPA’s exceptional healthcare when you need it most. 

Empowering You with Choice and Control 

We believe that everyone deserves access to quality healthcare, on their terms. That’s why we empower you with the freedom to choose who treats you, where you’re treated, and when you receive care. Our approach is centred around putting you in control of your health journey, supported by a network of trusted providers and specialists. 

Your Peace of Mind, Our Priority 

At FAYTH Health your wellbeing is our top priority. We are here to help you access the support, guidance, and care you deserve, ensuring that you and your loved ones are protected today, tomorrow, and beyond. 
At FAYTH Health your wellbeing is our top priority. We are here help you access the support, guidance, and care you deserve, ensuring that you and your loved ones are protected today, tomorrow, and beyond.